Mortgage & Finance Lead Generation

Find First-Home Buyers Before Your Competition Does.

Voice AI + SMS + chatbot, all trained on your knowledge base, booking confirmed mortgage appointments straight into your broker calendar. $150 + GST per confirmed appointment — first-home, refinance, commercial.

How It Works

From Ad Click to Settled Loan — in Five Steps

A purpose-built funnel for mortgage brokers and finance companies. Every lead is qualified before it reaches your CRM.

Step 1

Rate-Qualifier Funnel

Prospects complete a multi-step funnel capturing property value, deposit amount, household income, credit profile, and purchase timeline. Only serious enquiries make it through.

Step 2

Targeted Ad Campaigns

We build audience segments around first-home buyer intent signals, refinance triggers (fixed-rate expiry, equity events), and commercial property searches across Meta, Google, and display.

Step 3

AI Qualification Call

Within 60 seconds of submission, an AI voice agent calls the lead — confirms identity, verifies affordability indicators, and gauges urgency. Unqualified leads are filtered out automatically.

Step 4

Qualified Leads to Your CRM

Verified leads land directly in your CRM with full qualification data — property details, income bracket, deposit status, credit tier, and preferred contact time. No manual data entry required.

Step 5

Weekly Optimisation

We optimise campaigns weekly against cost-per-settlement, not just cost-per-lead. Settlement feedback loops ensure ad spend flows to the audiences that actually convert to funded loans.

Finance Types We Generate Leads For

Every Corner of the Lending Market

Whether your clients are buying their first home or refinancing a commercial portfolio, we build funnels tailored to each loan type.

First-Home Buyers

Targeted campaigns reaching KiwiSaver-eligible buyers, first-home grant candidates, and renters actively searching for mortgage pre-approval information and borrowing-power calculators.

Refinancing

Trigger-based ads timed to fixed-rate expiry windows, equity milestones, and rate comparison searches — capturing homeowners ready to switch lenders or restructure their existing loan.

Commercial Property

Lead funnels for commercial purchases, developments, and mixed-use financing — qualifying on entity structure, deposit size, and project timeline before delivery.

Investment Loans

Reaching property investors searching for rental yield calculators, LVR guidance, and portfolio lending solutions — pre-qualified on existing equity and rental income.

Debt Consolidation

Campaigns targeting consumers searching for lower repayments, debt restructuring, and single-loan solutions — filtered by total outstanding debt and income-to-debt ratio.

Business Lending

Lead generation for working capital, equipment finance, and cash-flow loans — qualifying on annual revenue, trading history, and stated loan purpose before handoff.

Why Finance Lead Gen Is Different

Mortgage Leads Aren't Like Other Leads

Finance has longer cycles, stricter compliance, and higher stakes. Generic lead gen doesn't cut it. Here's what we do differently.

90-Day Sales Cycles

Most mortgage leads take 60–90 days from first enquiry to settlement. We build nurture sequences that keep your brand front-of-mind across the entire decision window — automated email, SMS, and retargeting touchpoints timed to each stage of the buyer journey.

Nurture Sequences That Convert

A lead that doesn't convert today might settle in three months. We deploy multi-channel drip campaigns with educational content — rate comparisons, borrowing-power calculators, and pre-approval guides — so leads stay warm until they're ready to commit.

Compliance-Ready Funnels

Financial services advertising requires clear disclaimers, responsible lending language, and proper data handling. Every funnel we build meets CCCFA and Privacy Act requirements out of the box, so you can scale without compliance headaches.

Trust-Building Content

Consumers don't hand over financial details to brands they don't trust. Our funnels incorporate social proof, adviser credentials, and educational content to establish credibility before asking for sensitive financial information.

Deep Pre-Approval Qualification

We go beyond name and email. Our qualification layer captures income, deposit, credit tier, and timeline — so your advisers spend time with prospects who can actually settle, not tyre-kickers who are months away from being ready.

FAQ

Frequently Asked Questions

Do you generate leads for first-home buyers in NZ?

Yes. First-home buyer leads are one of our strongest verticals. We target KiwiSaver-eligible buyers, first-home grant candidates, and renters actively searching for pre-approval information and borrowing-power calculators.

Are your mortgage leads CCCFA compliant?

Yes. Every funnel we build meets Credit Contracts and Consumer Finance Act and Privacy Act requirements. All ad copy uses responsible lending language, clear disclaimers, and proper data handling — so you can scale without compliance concerns.

What is the average cost per mortgage lead?

Mortgage appointments are NZ$150 + GST per confirmed appointment. You only pay when our Voice AI, SMS, or chatbot books a qualified prospect into your broker calendar. No retainers, no setup fees, no charge for unqualified leads.

What types of mortgage and finance leads do you generate?

We generate leads across first-home buyers, refinancing, commercial property, investment loans, debt consolidation, and business lending. Each loan type has its own qualification funnel and criteria.

How are mortgage leads qualified before delivery?

Each lead completes a multi-step qualification funnel capturing property value, deposit amount, income bracket, and credit profile. Our AI voice agent then calls within 60 seconds to verify identity and confirm affordability indicators before pushing to your CRM.

Do you sell shared mortgage leads?

No. Every mortgage lead is exclusive to your business and is never shared with competing brokers or lenders. You are the only company that receives and contacts that prospect.

How the AI handles mortgage leads

One brain. Three channels. Booked on your calendar.

Voice AI, SMS, and an AI chatbot — all trained on your mortgage knowledge base, all running the same CCCFA-aware qualifying logic, all dropping confirmed broker appointments straight into your dedicated CRM workspace.

📞

Voice AI

Within 60 seconds of form submission, a natural-sounding voice agent calls the prospect, runs your responsible-lending script, and books the broker meeting before the call ends.

  • Captures target loan amount
  • Confirms household income
  • Estimates LVR from property value & deposit
  • Captures fixed-rate roll-off date
💬

SMS follow-up

No answer? A personalised SMS lands within seconds and carries on a real conversation by text — answering rate questions, sending the calendar link, and locking the appointment in.

  • Two-way conversational SMS
  • Multi-attempt nudges with smart timing
  • Carries calendar booking through the thread
  • Compliant opt-out handling
🤖

AI chatbot

On your website, in Messenger, on WhatsApp. The same AI answers rate and pre-approval questions, qualifies inbound chat, and books broker meetings 24/7 — escalating complex deals.

  • Reads your knowledge base in real time
  • Books directly into your calendar
  • Web widget + Messenger + WhatsApp
  • Warm-transfers complex deals to brokers

Ready to Fill Your Pipeline with Qualified Mortgage Leads?

Book a 30-minute strategy call. We'll walk through your current funnel, identify gaps, and show you exactly how our $150 + GST per confirmed appointment model works for mortgage brokers and finance companies.

Areas we serve

Mortgage & Finance lead generation across NZ & Australia

Same AI Conversion Engine, localised for your market. $150 + GST per confirmed appointment, wherever your leads are.

Auckland →Wellington →Christchurch →Hamilton →Tauranga →Dunedin →Palmerston North →Napier & Hastings →Sydney →Melbourne →Brisbane →Perth →